Get fully solved assignment, plz drop a mail with your sub code
computeroperator4@gmail.com
Charges rs
125/subject and rs 700/semester only.
our website is www.smuassignment.in
if urgent then call us
on 08791490301, 08273413412
DRIVE- Summer
2014
PROGRAM/SEMESTER-MBADS
– (SEM 4/SEM 6) / MBAN2 / MBAFLEX – (SEM 4)
SUBJECT
CODE & NAME-MA0044-INSTITUTIONAL BANKING
Q1. Describe
the evolution of institutional banking in India.
(Introduction-3
marks, Evolution- 3 marks, scope-4 marks) 10 marks
Answer.
Introduction
The Government of
India initiated a series of institutions since independence to provide term
finance to industry, trade and agriculture. Along with RBI and the banking
system it set up IFCI (the first DFI to be set up), ICICI, IDBI, UTI, SFCs,
LIC, GIC etc. All these institutions were called Development Banks or Term-lending
financial institutions, and hence the term „Institutional Banking”.
Further, Narasimham Committee (1991) called them as „Development Financial
Institutions or DFIs‟.
Q2. Ascertain
how Reliance industries meet their financial requirements. (Financial
requirements of large industries
Term
loans-5 marks, Working capital-5 marks)10 marks
Answer.
Financial requirements of large industries Term loans :
Facing
multiple regulatory challenges, BP Plc chief executive Bob Dudley and Reliance
Industries Ltd (RIL) chairman Mukesh Ambani may meet Prime Minister Manmohan
Singh on Friday to seek clarity on gas policy.
Mr Dudley's third visit to India this year comes at a time when Oil Ministry, at the insistence of Finance Ministry, is seeking to deny his company and its partner RIL a new gas price for producing less natural gas than projected.
Mr Dudley's third visit to India this year comes at a time when Oil Ministry, at the insistence of Finance Ministry, is seeking to deny his company and its partner RIL a new gas price for producing less natural gas than projected.
Q3. SKS
Microfinance Limited is a non-banking finance company, regulated by the Reserve
Bank of India. SKS' mission is to eradicate poverty by providing financial
services to the poor. The company operates across 19 of 26 Indian states.
Discuss
the range of products (8) and services, which have been developed based on the
financial needs of working of poor women. List out the challenges.
(List of
products (8) and services-8 marks, List the challenges of MFIs-2 marks)10 marks
Answer.
MFIs in India –
Products and Services
Micro finance is one
of the few market-based, scalable anti-poverty solutions. Microcredit is the
most common product offering by MFIs. Microfinance in India is synonymous with
microcredit; this is because savings, thrift and micro insurance constitute a
miniscule segment of the microfinance space here.
In India, most
microfinance loans are in the range of Rs. 5000 to Rs.20000 (the Development
and Regulation Bill, 2007, defines microfinance loans as those with amounts not
exceeding Rs.50000 in aggregate per individual/ small enterprise).
Q4. You
have learnt that there is a great demand for herbal products in the United
States. You decide to export herbs and you have secured a buyer for your
product. Where will you obtain information about items meant for export? Describe
the Methods of payment in international trade and the services that are
offered.
(Export
assistance-1 marks, Methods of payment-5 marks, Services-4 marks) 10 marks
Answer.
Indian shipping
industry consists of shipping services by various shipping companies in India,
ports in India, management of container shipping, local and international cargo
or freight shipping, vessel shipping, bulk shipping and other maritime shipping
services along with transport services both global and inland water transport. The
Indian coastline stretches to over 6000 Kms with 12 major ports and 181 minor
and medium ports. Over 90% of India's international trade is handled by the
Indian ports. The major ports in India are handled by the Ports Trust of India
(PTI) that is a Central Government
Q5. Describe
the role of IDA and Asian Development Bank.
(IDA-5
marks, ADB-5 marks) 10 marks
Answer.
International Development
Association (IDA)
The International Bank
for Reconstruction and Development (IBRD), better known as the World Bank, was
established in
1944 to help Europe recover from
the devastation of World War II. The success of that enterprise led the Bank,
within a few years, to turn its attention to developing countries. By the
1950s, it became clear that the poorest developing countries needed softer
terms than those that could be offered by the Bank, so they could afford to
borrow the capital they needed to
Q6. Narrate
the developments in institutional banking in India. Discuss how the future is
expected to unfold for DFIs in India?
(Developments-5
marks, Latest challenges-5 marks)10 marks
Answer.
Developments in institutional banking in India
The creation of DFIs
in India was considered a response to the emergence of industrial development
as an imperative national policy. It was felt that the extant institutional
framework was inadequate to effectively address the long term resource
requirements of proposed industrial projects. It was generally observed that
commercial banks, by the short-term nature of their deposits which they
mobilize, were in a position to grant only short term credit to industry,
agriculture and trade to meet their working capital requirements.
Get fully solved assignment, plz drop a mail with your sub code
computeroperator4@gmail.com
Charges rs
125/subject and rs 700/semester only.
our website is www.smuassignment.in
if urgent then call us
on 08791490301, 08273413412
No comments:
Post a Comment