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MA0044 INSTITUTIONAL BANKING
|
DRIVE
|
Fall
2015
|
|
PROGRAM
|
MBADS
(SEM 4/SEM 6)
MBAFLEX/
MBA (SEM 4)
PGDBMN
(SEM 2)
|
|
SUBJECT
CODE & NAME
|
MA0044 &
INSTITUTIONAL
BANKING
|
|
BK
ID
|
B1818
|
|
CREDITS
|
4
|
|
MARKS
|
60
|
Q1. Institutional
banking refers to meeting the financial needs of the institutional clients by
financial institutions, including commercial banks. Explain the challenges of
institutional banking. (Explanation of all the seven challenges)
Answer:Challenges: The institutional banking also
has its own challenges. Let us now discusssome of them
·
Capital
requirements: With
the rapid growth in the corporate sector, there has been an increase inthe
requirement of capital. Financial institutions should continuously monitor
their capital and should be well capitalized to meet the needs of the industry.
One of the challenges will be raising capital by financial institutions for
large scale lending to industries, however, this should not be at the cost of
lendingto agriculture, small industries and small businesses.
·
Awareness
of
Q2. Explain the
role of Development Finance Institutions (DFIs) in infrastructure Development.
What is Risk mitigation? Write the simplification of procedures and removing
red-tapism. (Explanation of role of DFIs in infrastructure development, Meaning
of Risk mitigation, Explanation of simplification of procedures and removing
red-tapism)
Answer:Role of DFIs in Infrastructure Development: The significance of Development
Finance Institutions (DFIs) lies in theirability to make available the means to
utilise savings generated in theeconomy, thus helping in capital formation,
which is essential for the infrastructure development in the country.Inadequate
supply of infrastructure facilities is ranked as the most problematic factor
for doing business in the country. However, in the last 10
Q3. Explain the
legal structure of Micro Finance in India (MFI). Explain the challenges faced
by MFI. (Explanation of legal structure of MFI, Explanation of challenges faced
by MFI)
Answer:Legal structure: An MFI in India acquires
permission to lend through registration. Table 7.1
shows the types of MFIs. Each
legal structure has different formation requirements and privileges. MFIs in
India are registered as one of the following five entities:
·
NGOs
engaged in microfinance (NGO-MFIs), which comprises societies and trusts – for
societies the provisions of Societies Registration Act, 1860 are applicable and
for trusts, provisions of Indian Trusts Act, 1882 are applicable.
Q4. Explain the
major considerations in trade finance. Explain the methods of payment in
international trade. Write the services available for exporters. (Explanation
of major considerations in trade finance, Explanation of methods of payment in
international trade, Explanation of services available for exporters)
Answer:
Major considerations in trade finance:
There are certain important considerations in trade finance. They are:
·
Nature of goods– Capital goods require medium- to
long-term finance while consumer goods and perishables require short-term
finance.
·
Bargaining strength of two parties– A buyer’s market will favour
the importer, and the exporter may have to offer longer credit terms, bear currency
and credit risks. A seller’s market, however, favours the
Q5. Write brief
introduction of International Development Association (IDA). Explain the
operations of IDA and financial support to India by IDA. (Explanation of IDA, Operations
of IDA, Financial Support by IDA)
Answer:International Development Association (IDA): The IDA is the part of the World
Bank that helps the world’s 81 poorestcountries of which 39 are in Africa. The
IDA was established in 1960 and
aims to reduce poverty by
providing loans (called “credits”) and grants for programmes that increase
economic growth, reduce inequalities, and improve people’s living conditions in
backward and underdeveloped nations.
It is the soft
Q6. Explain the
role of technology in Institutional Banking. Write the advantages of technology
in Institutional Banking. (Explanation of role of technology in Institutional
Banking, Advantages of technology in Institutional Banking)
Answer:Role of Technology in Institutional Banking:Technology plays a dominant role
in effectively managing the business ofDFIs. Though banks have made tremendous
achievements through information technology, they need to make better use of
the newertechnologies that are being evolved every day, by extending their
servicesto all sections of the society. The use of technology in out-of-reach
areascan play a significant
Get fully solved assignment. Buy online from website
online store
or
plz drop a mail with your sub code
we will revert you within 2-3 hour or immediate
Charges rs
125/subject and rs 700/semester only.
if urgent then call us on 08791490301, 08273413412
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