Sunday, 15 November 2015

ma0045 smu mba Fall 2015 IIIrd sem assignment

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DRIVE
Fall 2015
PROGRAM
MBADS (SEM 3/SEM 5)
MBAFLEX/ MBA (SEM 3)
PGDBMN (SEM 1)
SUBJECT CODE & NAME
MA0045 & BANKING MANAGEMANT
Qus:1 Banking accepts deposits of money from public for the purpose of lending and investment. Based on this explain the principles of banking and payment system constituent.
·         Explanation of principles of banking
·         Explanation of payment system constituent
Answer:
Explanation of principles of banking:
The five principles of banking on which a bank stands:
·         Safety: Trust is the confidence the public repose on a bank with respect to the safety of the money deposited by them. For example, the money deposited with an individual is dependent on his or her integrity and honesty to repay. An

Qus:2 To reach a destination, a definite plan is required. Business planning creates definite strategies. Give the introduction of business planning and targeting. Write down steps involved in the process of business planning and targeting and explain the planning tools and methods put in analysis.
·         Introduction of business planning and targeting
·         Steps involved in the process of business planning and targeting
·         Planning methods and tools
Answer:
Introduction of business planning and targeting:
Business planning is a process of creating definite strategies in line with the mission or the goal of a bank. The process of business planning covers each aspect of operation and focuses on all functions of the

Qus:3 Banks accepts deposits and deposits are repayable to the depositors through the proceeds of investment and loans. You are supposed to explain the need for credit policy with bank rates. Also explain the credit process.
·         Explanation of need for credit with bank rates
·         Explanation of credit process
Answer:
Explanation of need for credit with bank rates:
The commercial banks are required to provide credit for productive purposes so as to support the growth of the national economy. Before nationalisation, bank's credit was concentrated on large business houses as it was controlled by them. The bank funds were locked in big houses, and they suffered from high credit risk. The commercial banks were compelled to extend a minimum level of credit


Qus:4 Write short notes on:
a) Interest rate risk
b) On-balance sheet adjustment
c) Off-balance sheet adjustment
Answer:
Explanation of interest rate risk:
Interest rate risks affect the market value of equity of a bank and it’s NII. The focus to increase the NII will be addressed by banks from a short-term view and the improvement of market value of equity from a long-term view, it being a highly critical issue affecting the brand image of the bank in the market.

Qus:5 What do you understand by forfaiting? Explain on Forfaiting an export finance option. Write the benefits of exporters from forfaiting.
·         Meaning of forfaiting
·         Explanation of forfaiting an export finance option
·         Explanation of benefits of exporters from forfaiting
Answer:
Meaning of forfeiting:
Forfaiting is a mechanism of financing exports by discounting export receivables, evidenced by bills of exchange or promissory notes, with longterm maturities, on a fixed rate basis (discount) up to 100

Qus:6 Explain Automated Teller Machine (ATMs), write the benefits of ATM. Explain the benefits of leveraging technology.
·         Explanation of ATM
·         Benefits of ATM
·         Benefits of leveraging technology
Answer:
Explanation of ATM:
ATMs have been introduced by all the banks in India. ATMs perform some of the banking functions thereby making it convenient for the customers to do certain banking transactions without even visiting a bank. ATMs of the banks have been placed in important locations across country for

Get fully solved assignment. Buy online from website
online store
or
plz drop a mail with your sub code
we will revert you within 2-3 hour or immediate
Charges rs 125/subject and rs 700/semester only.
if urgent then call us on 08791490301, 08273413412



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